Fees and Insurance


FEES & METHOD OF PAYMENT:

My fee is $90 per hour. Most insurance companies will reimburse a portion of this fee. If I am in your insurance network (see below) you will likely only be responsible for your co-pay. If I am out of your insurance network or you have no insurance, I am willing to discuss a fee-reduction under certain circumstances.

Normally, fees or co-payments are collected at each visit. If you are planning to use your insurance to pay for therapy, you will still need to pay me directly for sessions. I will supply you with a ‘superbill’ at the end of each month which you can then submit to your insurance company for reimbursement. If you are coming in through a managed care plan, I will bill the insurance carrier directly for services and you will only be responsible for any co-payments and deductibles that exist. In all cases, you are responsible for missed appointments and late cancellations. Insurance companies do not pay for these.

Cash, check, credit/debit cards accepted.

INSURANCE ACCEPTED: 

  • Aetna
  • Beacon Health(formerly ValueOptions)
  • Blue Cross Blue Shield
  • Ceridian
  • CIGNA
  • Humana
  • Lifeworks (formerly Ceridian)
  • MHN/Managed Health Network
  • Optum
  • TRICARE
  • United Healthcare
  • United Behavioral Healthcare

CANCELLATION POLICY: I have a 24 hour cancellation policy. Except in a true medical emergency or natural disaster, the client is responsible for the fee if session is canceled with less then 24 hour notice, or if client no-shows.

© Copyright Terri L. Morgan, M.Ed., LPC, LCAS| Counselor in Hendersonville, NC - Designed by Nicole Diana